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GENERAL:
TheInsuranceQuotes.com acts as an intermediary between buyers and ticket sellers (defined below) to facilitate the purchase and sale of event insurance, and as such is not directly involved in the actual ticket sale transaction between the buyers and Insurance Providers. All sales are final. As insurance is quoted through SITE are often obtained through the primary insurance market and prices are determined by the individual insurance providers, the prices for insurance may be above or below face value. The following are the rules or "TERMS" that govern use of the TheInsuranceQuotes.com Web Site ("SITE") by you, the USER of the SITE ("USER"). By using or visiting the SITE, USER expressly agrees to be bound by these TERMS and to follow these TERMS and all applicable laws and regulations governing the SITE. TheInsuranceQuotes.com.com reserves the right to change these TERMS at any time, effective immediately upon posting on the SITE. If USER violates these TERMS TheInsuranceQuotes.com.com may terminate USER's access to the SITE, bar USER from future use of the SITE, cancel USER's ticket order, and/or take appropriate legal action against USER.
ALL SALES ARE FINAL:
Since insurance are a one-of-a-kind item and not replaceable, there are no refunds, exchanges or cancellations. If an event is postponed, insurance will be honored for the rescheduled date. New insurance will not need to be issued. If an event is cancelled without a rescheduled date, User will need to contact the FULFILLER for a refund. The FULFILLER may require the User to return the supplied insurance at User's expense before receiving any refund User is entitled to due to cancellation. TheInsuranceQuotes.com is not responsible for providing or securing this refund for User. Any shipping and handling charges are not refundable. Refunds will be processed in the same currency as the original order. Conversion charges, including though not exhaustive of the ones issued by USER's bank, if any, are not covered by TheInsuranceQuotes.com or Fulfiller. Neither TheInsuranceQuotes.com nor the FULFILLER will issue exchanges or refunds after a purchase has been made or for lost, stolen, damaged or destroyed insurance. When User receives insurance, User should keep them in a safe place. Please note that direct sunlight or heat may damage insurance.
PERMITTED USE:
USER agrees that USER is only authorized to visit, view and to retain a copy of pages of this SITE for USER's own personal use, and that USER shall not duplicate, download, publish, modify or otherwise distribute the material on this SITE for any purpose other than to review event and promotional information, for personal use, or to purchase insurance or merchandise for USER's personal use, unless otherwise specifically authorized by SITE to do so. The content and software on this SITE is the property of SITE and/or its suppliers and is protected by U.S. and international copyright laws.
LINKS :
The SITE may automatically produce search results that reference or link to third party SITE’s throughout the World Wide Web. SITE has no control over these SITE’s or the content within them. SITE cannot guarantee, represent or warrant that the content contained in the SITEs is accurate, legal and/or inoffensive. SITE does not endorse the content of any third party SITE, nor do we warrant that they will not contain viruses or otherwise impact USER's computer systems. By using the SITE to search for or link to another SITE, USER agrees and understands that USER may not make any claim against SITE for any damages or losses, whatsoever, resulting from use of the SITE to obtain search results or to link to another SITE. If USER experiences a problem with a link from the SITE, please notify us at
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and we will investigate USER's claim and take any actions we deem appropriate at our sole discretion.
VIOLATION OF THE TERMS :
SITE, in its sole discretion, and without prior notice, may terminate USER's access to the SITE. USER agrees that monetary damages may not provide a sufficient remedy to SITE for violations of these terms and conditions and USER consents to injunctive or other equitable relief for such violations. SITE may release USER information by operation of law, if the information is necessary to address an unlawful or harmful activity against SITE. SITE is not required to provide any refund to USER if USER is terminated as a USER of this SITE.
INTELLECTUAL PROPERTY INFORMATION:
For purposes of these Terms, CONTENT is defined as any information, communications, software, photos, video, graphics, music, sounds, and other material and services that can be viewed by users on our site. This includes, but is in no way limited to, message boards, chat, and other original content. By accepting these TERMS, USER acknowledge and agree that all CONTENT presented to USER on this site is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws, and is the sole property of SITE and/or its Affiliates. USER is only permitted to use the CONTENT as expressly authorized by us or the specific CONTENT provider. Except for a single copy made for personal use only, USER may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any documents or information from this site in any form or by any means without prior written permission from us or the specific CONTENT provider, and USER are solely responsible for obtaining permission before reusing any copyrighted material that is available on this site. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties. Neither we or our Affiliates warrant or represent that USER's use of materials displayed on, or obtained through, this site will not infringe the rights of third parties. All other trademarks or service marks are property of their respective owners. Nothing in these TERMS grants USER any right to use any trademark, service mark, logo, and/or the name of SITE or its Affiliates. SITE reserves the right to terminate the privileges of any USER who uses this SITE to unlawfully transmit or receive copyrighted material without a license or express consent, valid defense or fair use exemption to do so. After proper notification by the copyright holder or its agent to us, and confirmation through court order or admission by the USER that they have used this SITE as an instrument of unlawful infringement, we will terminate the infringing USERS' rights to use and/or access to this SITE. We may, also in our sole discretion, decide to terminate a USER's rights to use or access to the SITE prior to that time if we believe that the alleged infringement has occurred.
DISCLAIMERS :
SITE MAKES NO ASSURANCES THAT THE SITE WILL BE ERROR-FREE, UNINTERRUPTED, OR PROVIDE SPECIFIC RESULTS FROM USE OF THE SITE OR ANY SITE CONTENT, SEARCH OR LINK THEREIN. THE SITE AND SITE CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. SITE MAKES NO ASSURANCES THAT FILES USER ACCESSES OR DOWNLOADS FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. SITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED INCLUDING ALSO ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SITE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, VICARIOUS, INCIDENTAL, SPECIAL, PUNITIVE, LOSS OF BUSINESS OR LOSS OF PROFITS OR CONSEQUENTIAL DAMAGES, WHETHER BASED UPON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. SITE DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTY USERS, SITE USERS, ADVERTISERS AND/OR SPONSORS ON THE SITE, IN CONNECTION WITH THE SITE SERVICE OR OTHERWISE RELATED TO USER'S USE OF THE SITE AND/OR THE SITE SERVICE. SITE IS NOT RESPONSIBLE FOR THE PRODUCTS, SERVICES, ACTIONS OR FAILURE TO ACT OF ANY TICKET BROKER, VENUE, PERFORMER, PROMOTER OR OTHER THIRD PARTY IN CONNECTION WITH OR REFERENCED ON THE SITE.
LIMITATION ON LIABILITY :
Except in jurisdictions where such provisions are restricted, in no event will SITE be liable to USER for any indirect, vicarious, consequential, exemplary, incidental, special or punitive damages, including lost profits, even if SITE has been advised of the possibility of such damages. USER further agrees that the maximum available remedy on any successful claim is a refund of the amount paid by the USER when placing an order through SITE.
INDEMNITY :
USER agrees to indemnify and hold SITE, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of USER's use of the SITE, including also USER's use of the SITE to provide a link to another site or to upload content or other information to the SITE.
GOVERNING LAW :
USER agrees that any controversy or claim arising out of or relating to the use of SITE will be governed by the laws of the State of Maryland without regard to its conflict of law provisions. USER agrees to personal jurisdiction by venue in the state and federal courts of the State of Maryland, Montgomery County.
ARBITRATION:
Any controversy or claim arising out of or relating to the use of the SITE, or any alleged breach of these policies, shall be resolved through binding arbitration in the jurisdiction of TheInsuranceQuotes.com headquarters, Montgomery County, Maryland, and administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules including the Optional Rules for Emergency Measures of Protection. Any award issued through arbitration is enforceable in any court of competent jurisdiction.
FORCE MAJEURE :
TheInsuranceQuotes.com shall not be deemed in default or otherwise liable under these rules and policies due to its inability to perform its obligations by reason of any fire, earthquake, flood, substantial snowstorm, epidemic, accident, explosion, casualty, strike, lockout, labor controversy, riot, civil disturbance, act of public enemy, cyber-terrorism, embargo, war, act of God, or any municipal, county, state or national ordinance or law, or any executive, administrative or judicial order (which order is not the result of any act or omission which would constitute a default hereunder), or any failure or delay of any transportation, power, or communications system or any other or similar cause not under TheInsuranceQuotes.com's control (hereinafter all of the foregoing is collectively referred to as "Force Majeure"). Notwithstanding the foregoing, TheInsuranceQuotes.com shall be permitted to terminate this Agreement with or without notice to the USER in the event that TheInsuranceQuotes.com is prevented from performing hereunder due to FORCE MAJEURE.
REGISTRATION :
Certain areas of the SITE are provided solely to registered USER’s of the SITE. Any USER registering for such access agrees to provide true and accurate information during the registration process. SITE reserves the right to terminate the access of USER’s should SITE know, or have reasonable grounds to suspect that a USER has entered false of misleading information during the registration process. ALL REGISTERED USERS MUST BE OVER EIGHTEEN (18) YEARS OF AGE. Children under the age of eighteen (18) shall not be permitted to register. SITE reserves the right to require valid credit card information as proof of legal age. SITE maintains a strict online Privacy Policy and will not sell or provide USER credit card information to third parties.
USER Account :
USER will select a username and password as part of the registration process. All USER account pages are protected with Secure Socket Layer (SSL) encryption. USER is fully responsible for maintaining the confidentiality of their username and password. USER agrees to immediately notify SITE at
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should USER know, or have reasonable grounds to suspect, that the username or password have been compromised. SITE shall not be responsible for USER's failure to abide by this paragraph. SITE may, in its sole discretion, terminate the USER's account for any reason. Under no circumstances shall SITE be liable to any USER or third party for termination of a USER's account.
THIRD PARTY ADVERTISER:
SITE may allow third party advertisers to advertise on the SITE. SITE undertakes no responsibility for USER's dealings with, including any on-line or other purchases from, any third party advertisers. SITE shall not be responsible for any loss or damage incurred by USER in its dealings with third party advertisers.
PRIVACY POLICY:
This privacy policy, herein referred to as the Privacy Policy, covers SITE's treatment of personal or personally identifiable information, herein referred to as Personal Information, that may be collected when USER is on the SITE and when USER uses TheInsuranceQuotes.com services. This Privacy Policy does not apply to the practices of companies or individuals that TheInsuranceQuotes.com does not own or exercise supervisory control over, or to third party advertisers on the SITE. This Privacy Policy discloses the privacy practices for http://TheInsuranceQuotes.com. It applies solely to information collected by this website. This Privacy Policy will notify you of the following:
1. What personally identifiable information is collected from you through the web site, how it is used, and with whom it may be shared. 2. What choices are available to you regarding the use of your data. 3. The security procedures in place to protect the misuse of your information. 4. How you can correct any inaccuracies in the information.
INFORMATION COLLECTION, USE, AND SHARING:
We are the sole owners of the information collected on this SITE. We only have access to or collect information that USER voluntarily give us via email or other direct contact from USER. We do not sell or rent this information to anyone. We will use USER information to respond to USER regarding the reason USER contacted us. We will not share USER information with any third party outside of our organization, other than as necessary to fulfill USER request, e.g. to ship an order. Unless USER ask us not to, we may contact USER in the future to tell USER about specials, new products or services, or changes to this privacy policy.
SITE will respond to a verified law enforcement, or other governmental department request or subpoena relating to a criminal investigation or alleged illegal activity. In such events, SITE will disclose information relevant to the investigation such as name, city, state, zip code, telephone number, email address, fraud complaints, and credit card information. SITE reserves the right to report to law enforcement agencies any activities that it believes, in good faith, to be unlawful.
USER ACCESS TO AND CONTROL OVER INFORMATION:
USER can do the following, at any time, by contacting us via the email address or phone number given on our website:
• Opt out of any future contact from us;
• See what data we have about USER, if any;
• Change or correct any data we have about USER;
• Have us delete any data we have about USER; and
• Express any concern you have about our use of USER data.
SECURITY:
We take precautions to protect USER information. When USER submits sensitive information via the website, USER information is protected both online and offline. Whenever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. USER can verify this by looking for a closed lock icon at the bottom of USER web browser, or looking for "https" at the beginning of the address of the web page.
AMENDMENTS:
SITE reserves the right to amend this policy at any time. SITE will contact registered USER’s by email or shall post a notice of changes in its SITE, when and if the terms of this policy are amended.
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